Terms of Use
Terms and conditions governing the use of our website and services
Last updated: January 2024
Acceptance of Terms
By accessing and using the ridge-yard website (ridge-yard.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Description of Services
ridge-yard provides financial education and guidance services to individuals and businesses in Perth, Western Australia. Our services include budget analysis, investment education, cash flow management guidance, and related financial literacy services.
The information and services provided through this website are educational in nature and are not intended as personal financial advice. We recommend consulting with a licensed financial adviser for advice specific to your circumstances.
Eligibility
Our services are intended for individuals who are at least 18 years of age and have the legal capacity to enter into contracts. By using our services, you represent that you meet these requirements.
User Responsibilities
When using our website and services, you agree to:
- Provide accurate and complete information when making enquiries or booking services
- Use the website only for lawful purposes
- Not attempt to gain unauthorised access to our systems or data
- Not engage in any activity that could damage, disable, or impair our website
- Not reproduce, duplicate, or copy content from our website without permission
Service Bookings and Payments
Prices for our services are listed on the Services page and are quoted in Australian Dollars (AUD). We reserve the right to modify our pricing at any time, though changes will not affect bookings already confirmed.
Cancellations made less than 24 hours before a scheduled session may be subject to a cancellation fee. Please contact us as soon as possible if you need to reschedule.
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of ridge-yard or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.
Disclaimer of Warranties
The information on this website is provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
- The website will be available at all times or operate without interruption
- The information on the website is complete, accurate, or current
- The website is free from viruses or other harmful components
Limitation of Liability
To the maximum extent permitted by law, ridge-yard shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
- Your use or inability to use our website or services
- Any errors or omissions in the content
- Any unauthorised access to or use of our servers or personal information
- Any decisions you make based on information provided through our website or services
General Financial Disclaimer
The content on this website is for informational and educational purposes only. It does not constitute personal financial, investment, legal, or tax advice. Individual circumstances vary, and the information presented may not be applicable to your specific situation.
You should always seek the guidance of a qualified professional regarding any financial decisions. Past performance is not indicative of future results. Any references to potential benefits or outcomes are general in nature and not guaranteed.
Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for the content or practices of these external sites.
Governing Law
These Terms of Use are governed by and construed in accordance with the laws of Western Australia, Australia. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of Western Australia.
Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
If you have any questions about these Terms of Use, please contact us:
ridge-yard
125 St Georges Terrace
Perth WA 6000
Australia
Email: [email protected]